OT I thought I was using my credit card free.

[Stormin Mormon]

Of course, you can spin a couple circles, or sign "notbob" and the machine will take it.

[Stormin Mormon]

During one particular day I signed "walmart sucks" and the system took it. Printed it on my reciept, too.

[aemeijers]

Apparently MI is like CA, at least for credit union ATM cards. I can use it as a POS debit card at most, but not all, places. (Including INside at Sam's, but not OUTside at the gas pumps- weird.)

[George]

You do realize other folks may not be sitting home and selling stuff on ebay or whatever it is you do and have a completely different business model than yours (especially gas stations that are under discussion)? I have never heard of a gas station mailing fuel to anyone or doing custom work.

[George]

That is why people need to pay for their own rewards instead of asking everyone else to help them.

[FatterDumber& Happier Moe]

I write "ask for photo ID" on the signature space on the credit card. One clerk told me it voids the card, but he ran it through anyway. Most don't bother to even look at the signature once the card is worn a bit. I try to use only one card, presently citi and get 2% back and use it for everything I can and pay it off monthly. Used to be when 50 bucks were accumulated you could ask for the reward, now it's 150. They always mailed a check instead of just crediting it to the card. I suppose a lot of the rewards checks don't get cashed and that is why they mail them instead of an instant credit to the balance on the card? Sometimes they say they pay 5% on gasoline and restaurants but the way the rewards are calculated and printed out it's hard to determine what they pay on what. Most dollar only type stores take only cash or debit cards. I wouldn't dream of having a debit card, someone can drain your account if it were to get in the wrong hands, and my experience with money is when somehow your money finds it's way to someone else's pockets it's hard to get back.

[Fake ID]

If their link is up all the time. In quiet stores I've been able to hear the modem dialing. Even then it doesn't really take that long, it just seems like it because there's nothing to do but wait.

Even more fun are the ones who overpay a little to get larger coins in change.

m

[krw]

If the cashier isn't looking and you don't contest the charge, no one will ever see your signature. If you do contest the charge the cashier may be in deep do-do.

[krw]

If you're that paranoid, sign with your other hand. The signature isn't used for anything unless you contest the charge.

[Ed Pawlowski]

wrote

Rare, but I have seen cashiers check the card signature compared to the signed receipt. I wonder what they would do if not a match?

[krw]

I've seen it happen, too. It was more common a few years ago, perhaps the CCCs had a push on. If they don't match, I think the directions are to ask for identification, just as if the card is unsigned.

[aemeijers]

[aemeijers]

[Steve Barker]

My card rides around in my back pocket by itself. so consequenty, the sig is wiped off often. The best ones are when the cashier will say i can't take that if it's not signed. THEN have me sign it, then they'll take it. LMAO! And then there's the stores that don't even require a sig under $50. And then there's the gas pumps.... you put in your debit card, then it asks if you know your PIN. If you say "no", then it takes it anyway. !!

[Red Green]

Hilary wrote in news: [e-mail]:

That's what I always thought up until a few months ago.

On a road trip. Big sign on street was one price. On top of the pump was the credit price. I paid with Discover and figured I'd put the f's to them when I got back. Emailed Discover with the story.

Reply was as long as they don't charge more for use of Discover's CC than other CC's it was allowed. Again, this is ONLY Discover's policy. It is possible at the same station another card may have a different policy. Depends on what the merchant agrees to for EACH card provider.

[clare]

Actually EXTEEMELY likely.

[clare]

Up here in Canada the vast majority of credit cards are noe CHIP cards and require a pin just like an ATM card.

[Percival P. Cassidy]

So perhaps that's why on a recent trip to Canada I still had to go into the office to pay even though I had swiped my US card at the pump and it had allowed me to pump my gas.

-- And it was concerning such situations as this that I referred in an earlier message to the difficulty of canceling a purchase if an electronic signature was required (which the previous poster had said he refuses to do) and the gas had already been pumped.

Perce