In these days of computerized accounting, I wouldn't exactly call it a
NIGHTMARE. It's not like Ebenzer Scrooge has to manually tally and
record the totals. <G>
Heck, any small biz that uses Quick Books or Peachtree can easily
carry gift certificate balances. I'm sure the systems the BORGS or
*-Marts have in place deal with it quite easily.
In the meantime, the merchants can at least earn money market rates on
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