young driver insurance specialists?

Son & heir has been learner-driving for a year now and his premium - as a named driver on my policy - has mercifully come down quite a way[1]; but of course he wants to take his test[2] which (if he passes) will push it stratospheric again. I found our present insurance through one of the comparison websites but someone suggested there are insurers who specialise in younger, newer drivers, who it would be worth trying. I shall try my google-fu on the problem but if anyone has any pointers they'd be most welcome.
For background it's me, 18yo sprog, and a 1.2 Corsa. I do actually drive the car (well actually SWMBO does these days - something else I need to sort out).
[1] helped by me earning a year's NCD - even though I've got full discount on my van insurance stupid f*ckwit insurance industry seems to think that safely throwing a tonne of Transit around the roads every day does nothing to alleviate my risk behind the wheel of a Corsa :-(
[2] again: he failed it earlier this year, to my parental sympathy but profound financial relief!
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John Stumbles

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John Stumbles wrote:

Someone in The Outbuilding recently recommended this mob
http://co-operativeinsurance.co.uk/youngdriver
they operate on a "spy in the cab" basis ...
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yes try the co-op one as posted above , just had one fitted (2 months ago)& I/we can log into the "dashboard" & see how good or bad his & our driving is, as we are on the policy as well, the more the merrier as it gets the price of the policy lower.
In fact I think these "spy in the cab" should be compulsory say under the age of 21, bloody insurance companies these days is a licence to print money !!!
I can remember the days when your premiums used to actually go down not bloody well go up !!!
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On 28/06/2011 18:45, reg wrote:

Apart from speed what can these boxes realistically report about a persons driving?
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Acceleration and deceralation.
There is a reason why the ABS cuts in for some drivers on nearly every single journey they make and others can do 50k+ miles a year and never use the ABS.
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Adam



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I wonder if they have a way of telling them "no, the car was in a garage".
I can just imagine the arguments when you take the car in and report it pulls a bit when braking...
A lot of hard braking from the mechanic and your premium goes through the roof!
Darren
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Mechanics are great. I got into a race/argument with a mechanic testing out an A8 Quattro after it had a MOT and a few minor repairs a few years ago. And I mean at speeds that would give Dennis a heart attack.
My passenger at the time was my Dad and it was his A8 Quattro that was in the garage for the MOT/repairs:-)
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blueyonder.co.uk> escribi:>There is a reason why the ABS cuts in for some drivers on nearly every

Having just spent a week in Spain with a Spanish mate and come home with a few more grey hairs than I would have liked, I can attest to this.
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On Tue, 28 Jun 2011 19:02:17 +0100, "ARWadsworth"

I wonder how long it will be before they're incorporated as a standard bit of kit and the fines are automatically deducted from your credit card as you go along ?
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wrote:

Well at least they would be fines for speeding unlike the safety cameras.
There are only two ways to get fined by a safety camera.. to drive through it too fast on purpose or to not see it. One is contempt the other is not paying attention. Either way they get what they deserve.
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dennis@home wrote:

No, there is a third way. To drive through it under the sincere impression the limit was other than it happened to be on that particular 5 yard stretch of road.
And of course, the ability of limit signs to be obscured by traffic, hedges and just about anything else, is legendary.
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That is two.. careless. It shows the driver is incapable of driving at the speed he was driving at. This is obvious as he was missing things he needed to know. It makes one wonder what other things he misses while driving too fast.

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Round here I know someone who was done for 35 in a 30 limit. I thought they were a bit more "generous" with that seemed to think it was 37 but the road is much wider and bigger and less residential than one round the corner stacked with housing and rather narrow and thats a 40 still I suppose the council have their criteria;...
Don't they?...
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tony sayer wrote:

AIUI, the usual limit for action is speed limit + 10% +2, so 35 would be on the line.
Chris
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That is the speed limit I use when passing a camera.
It is only guidance though not a law.
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Guidance based on the false belief that the 10% tolerance on a speedo is symmetrical.
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hugh

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I used the sat nav to calibrate my speedo.
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How accurate are satnavs when it comes to measuring speed? Hopefully better than they are at measuring altitude.
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IME GPS technology has a variable amount of accuracy depending on several factors.
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They can take action for +1 if they want to. The error on speedos is +10% -0% so you can never blame the speedo.
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