Yup, similar with a carpenter / kitchen fitter mate of mine who's currently sorting out his own house, how much worse can it get! :-(
Another builder mate is really bo**oxed as his nest_egg place in Florida that he hoped was going to rent out to pay for itself is currently costing him a fortune a month .. and places all around his have been up for sale for ages at discount prices and still not selling. :-(
All the best ..
T i m
p.s. One good thing though. From some of my motorcycle connections in the States it looks like quite a few are now doing something about their fuel use at last and moving from gas guzzling cars to more economical cars / motorbikes.