Ok you have given me lots of options but with hindsight I am not sure I should bother with the multimeter for now as I am still struggling to work out what I would use it for based on the following.
I have managed to get my hands on a non contact volt stick and I also have a DC automotive multi meter (draper) which gives me continuity testing. This I use for building battery operated mini alarms or similar stuff.
Now the sort of work I will do (AC) is change sockets/light switches or recently rewired 2 halogen lamps / PIRs to extend the wiring and tested indoors (previous post) If changing sockets etc my usual procedure is check there is a live then turn off at the mains and then recheck. Even then I avoid touching a wire if I can avoid it.
At best even though I have no need at the moment I might attempt to say put an extra wall socket in, but anything beyond that is unlikely and I would call in an electrician, which I did when I got a double hob/oven cooker installed as I wanted to make sure ratings etc were ok. If I were replacing the cooker then I would probably do that myself now knowing the wiring was ok. The only other thing likely in the foreseeable future is disconnecting an electric shower (replacing to run off central heating) but again that would be done with the mains turned off and double checking for `lives`