How negligent can you get?

[Jim GM4DHJ ...]

like for like repairs are exempt

[Paul Herber]

Is this a straw man argument?

[alan_m]

Even basic common sense would have said naked flame and thatched roof needs a working hose and water on the roof.

[Harry Bloomfield Esq]

alan_m formulated on Saturday :

+1

[Vir Campestris]

There's a house a couple of villages along from us called Phoenix House.

Apparently the householder was having a bonfire to get rid of rubbish as he'd sold it and was about to move out. A spark got onto the thatch.

I never heard the end of the story, but I know our insurers forbid bonfires within 100m of the house, and our garden isn't that big.

I don't know whether the house is a replacement or a new one on the site.

Andy

[Tim Streater]

If you can't forbid bonfires within 100m of your house, how cme they insure you (assuming you are thatched).