Automated record of all credit and debit cards?

Question

I was just reviewing my personal security at a very mundane level.

I wondered about the best way to store securely all the details of current credit and debit cards, and if there was a repository on line which could be used to notify card issuers if you lost the cards or were robbed.

Assume that you have the cards and your phone with you and both are lost. This needs to be at home or in a secure on line repository.

I am currently considering taking photos of all the cards and putting them on the file server.

However if I am robbed whilst I am away from home I would need to be able to notify issuers immediately.

I am assuming that phone and cards could be lost together so storage on the phone doesn't seem to be the answer.

I have a nagging memory that this is a service offered by the financial industry, but my search skills are abysmal.

Does anyone know?

Cheers

Dave R

RJH · Accepted Answer

Comes as standard on Apple phones - iCloud. You just need to remember the username and password. I'd assume Android etc. have similar.

Allan · Answer

There is, for example,  (used to be offered via Barclaycard but long since hived off into a separate entity).  Other providers may exist.  I have no connection with above organisation, other than as a customer, which I probably shouldn't be doing any more, but it keeps rolling over (apathy).

The Natural Philosopher · Answer

You really think there is a 'secure online repository'? Use a password manager on your home server and if you are away, phone a f[r]iend

alan_m · Answer

In the UK you can just phone 159 to report lost cards etc. or get through to the card fraud department.

For memory, You will get an option to select one of the card issuing organisations. Most(all) of the UK banking and credit card organisations are signed up to this service.

When I had to use to report a lost credit card I didn't have the card number (I don't tend to remember numbers like this). I was identified with name/address/and some security questions. There was no problem cancelling the card there and then, and I think also arranging a new card and pin to be sent to my home address. The card number was changed on the new card.

David · Answer

Thanks.This may be what I was vaguely remembering as I have had a Barclaycard for decades.As usual there is overlap, as they are offering insurance services as well which duplicate some other offerings.CheersDave R

Automated record of all credit and debit cards?

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