I had talked to an electrician on the phone and he said something like "oh, those old panels just had a neutral bar and they put the grounds on there too. That is not good, especially for eletronic devices to be protected." He then went on to say he would install a ground busbar in panel.
This is what I am dealing with! If it wasn't for you guys, I would have had some pretty off the wall things done to my electric service. It seems like I am at a point where I know more than they do about this. This is truly backwards, but with all the help here, I will know when I find an electrician who knows what he is doing. Ususally, the response is "hire a professional", but in my case, it's "go to NG and THEN be informed enough to hire a professional (if one exists in my city).
Anyway, thanks to everyone who is participating in this thread. It is VERY helpful to me.
-- John