A neighbor who asks my DIY advice but never takes it is getting a new stove. The old one is hardwired, she might have an electrician put in an outlet instead. I told her he'd insist on using a 4 wire outlet and probably run new wire.
But I'm not sure I know all the reasons for the 4 wire requirement, and google turns up a lot of explanations that make little sense.
Thinking out loud.
I can see if you lose the neutral on a 3 wire, AND you have a hot wire short to chassis, AND you have a good ground nearby, AND you touch stove and ground you'll likely get shocked/killed. That can also happen with a 4 wire if you lose the ground connection. But with good 4 wire, a short to chassis should trip the breaker which won't happen with bad 3 wire. That's the purpose of the ground, right, to trip the breaker?
Also, at least one of the hot is always connected to neutral through a large resistance, like the clock, stove light, etc. So with 3 wire it's also connected to the chassis. With a broken neutral, now the chassis is at 120, but through a large resistor. If you touch it AND a good ground, two resistors. Can enough current flow through both resistances to kill you? If the neutral is good, you have parallel paths, that current is flowing to the panel not through you.
I know I'm missing something because I doubt they'd have changed the code if people weren't getting killed. On the other hand I've lived with 3 wire appliances for 70 years now without a tingle.
Does a 3 wire connection require a broken or highZ neutral to be hazardous?
And if so, is a 4 wire any better, on a summer day in a drought when my ground rod is probably high Z also?