It's hard, I can tell you that - nd our mortgage interest is not tax deductible expense. I stopped in at an open house up the street from my place this afternoon. Simple little cape cod style with an addition- mainfloor family room and laundry plus master bedroom/onsuite. It's changed hands 5 times since we moved in 35 years ago -current owner bought it from a "flip" 6 years ago and had to re-do a lot of what the flippers had done. It needs a new front door/entry system and a new driveway - it's well decorated and in pretty good shape otherwise - asking price is $500K. A year ago I'd say that was totally ridiculous. I still say it is, but they'll likely get it. The semi down rhe way that listed at $350K last week sold in 2 days - that's a semi-detatched with no garage...... My youngest daughter got into the market about 12 years ago buying a condo townhouse end unit for $149k - With both her and her fiance making pretty good money, they couldn't afford to buy at today's prices - and my oldest daughter doesn't know if she'll ever be able to make the move.