The Generac EXL line all have oil filters. EXL is Electric start Extended Life. The 4000EXL the 7500 EXL and the one you mentioned 7550 EXL, They also come with an extra oil filter , Battery and float charger and cover. I have a 7500 EXL from Lowes which often has a Transfer Panel kit giveaway. The models on EXL are similar but Generac badges each stores unit as unique so they dont have to expose the store to price wars. So ineffect HD and Lowes carry the same unit plus or minus a few features but HD will not match a price at Lowes saying it is a different model when in actuality it is but say a 50 watt higher rating and different color and extra extension cord, or other giveaway. The
700$ 4000 EXL is nice as is the 7500 EXL which I paid 1250 but got allot of freebees, Air - Oil filters, plugs, Oil, Charger, and a completly wired transfer panel , Wire- cable, Plugs , and ccver. Generac makes their own steel sleeve, pressurised , oil filtered , electric start motor and is owned by Briggs & Stratton. Remember to run it with a mild load of 220 in no longer than 6 mo intervals or the Gen Head can loose residual field magnitism and need complicated " Flashing " to Re -magnitise the Gen Head magnetic field.