I wonder about the wisdom of this - insurance companies are generally unscrupulous and greedy, and can drop a policy holder at will. I'd save calls to the insurance company for major stuff, as if the large branch went through the home's roof, and not risk pestering them for minor nuisances.
I think a call to see if the city or town has some sort of volunteer organization would be a reasonable first approach. How urban or rural is the area in question?
Art
Dan,
My homeowner's insurance has a deductible that exceeds the cost of removing a few tree limbs. Worth checking but I doubt this will help her.
Dave M.
So does mine but I specifically raised the deductible to achieve that. My prior deductible would have made the call worthwhile.
I see you already have many nice and helpful answers. Mine is a little different. Your neighbor is a jerk. Keep in mind, everything overhanging your yard is allowed to be cut. I'd get someone with a chain saw to lop every branch on your side of the properly line so he has a hideous looking tree. Maybe it will fall onto his house.
Good luck with your problem.
MOST places the tree is his, the damage is his - or his liability insurance - and if you shave everything off your side of his tree, you are liable for the damage to his tree.
willshak wrote in news:k5hejm$ho3$ snipped-for-privacy@dont-email.me:
Oh, yeah, now *there* is a good idea...
If she can't afford to hire someone to remove the deadfall, how do you imagine she can afford to hire a tree service to hack the neighbor's trees?
Dan Espen wrote in news: snipped-for-privacy@home.home:
Bad advice. Yes, the insurance will [probably] cover it, but there's almost certainly a deductible. Unless the deductible is low *and* the cost of removal is high, the homeowner will wind up paying for all, or nearly all, the cost anyway -- and then she has a claim on her insurance.
Much better idea: put an ad on Craigslist -- "free firewood, you remove".
Bad advice! The neighbor is already unfriendly, so provoking him is bad. Cutting the branches as you suggest is a code violation where I lived in Florida!
Normally, branches over my property are MY responsibility. If the trees on the neighbor's property are in poor condition, then it can be a code violation and the city can require removal.
The free firewood suggestion is good. Depending on the type of tree a wood worker may have some interest. A bow saw is cheap to buy and works almost as well as a chain saw.
"Don Phillipson" wrote in news:k5hmg8$cd0$ snipped-for-privacy@speranza.aioe.org:
I bet as soon as she asks for help from the govt, that the code compliance person will site her for the branches on her property. It is not far fetched. Then she'll get a time limit to have it done and forced to spend lots of money to get it done ASAP. I know because this year it happened to me. Churches and Salvation Army and other charities are the way to go. Marina
I do specialize in being nice.
Christopher A. Young Learn more about Jesus
Really? This nice lady comes here asking for advice and you suggest that she tell some teenagers to throw the limbs back over the fence? Are you going to be there when the police show up?
Oh I see, that explains the part where the members of your church do a lot of "free work"
After all, in another post you said: "I'm partial to the Church of Jesus Christ of Latter-day Saints. They (we) do a lot of free work."
So the "free work" would be you being there when the police show up after she follows your suggestion and has the teenagers throw the wood over the fence, right? That's very nice of you.
I await to see what Derby writes about you.
Of course, if the tree is cut on your side, it will be heavier on the impolite guy's side.
Christopher A. Young Learn more about Jesus
I see you already have many nice and helpful answers. Mine is a little different. Your neighbor is a jerk. Keep in mind, everything overhanging your yard is allowed to be cut. I'd get someone with a chain saw to lop every branch on your side of the properly line so he has a hideous looking tree. Maybe it will fall onto his house.
Good luck with your problem.
OK you guys, lets find out where the nice lady lives and someone here may be in the same town. If she lived around here, it wouldn't be a problem for me to make a phone call or two and me and my friends would get rid of the limbs tomorrow. Jan what city do you live in? If you were in the Birmingham area, I can guarantee the limbs would be gone in no time. Me and my friends are disabled, we're not rich but we help our neighbors no matter how far away they live. When my friend RB, a Vietnam vet died of cancer, me and his other friends adopted his elderly mother and took care of her home repairs until she passed a few years ago. There are good people everywhere who are willing to help out those in need. Jan, you don't have to post your address but there could be someone here who lives in the same city and if they're a righteous human being they will get in touch with you and help you out. ^_^
TDD
First thing I would do is place them on his front door or driveway. Then I would leave not saying problem fixed.
Greg
My homeowners only covers damage to house.
Greg
What idiot came up with this ?
Greg
I consider leaves from my trees in other yards my problem. I hope the wind bows real hard again this year so you can't see anything. Been like that a couple years.
Greg
the homeowner
has a claim on her
Okay, what's the problem with putting a claim in? I did last year after the October Snows here in the North East. Part of it included branch removal.
I haven't encountered the downside yet.
Yes, I had a high deductible. I set the deductible to what I can afford, like I suppose most people do.
I say, use the insurance, that's what it's there for.
DITTO...Midcoast , Maine...
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