All resistance heating is about the same in terms of basic efficiency. However, the comfort level can vary. As you pointed out, ceiling heat is poor in that regard. Baseboards are fine. Space heaters are fine. If your sister owns the condo, perhaps she would be amenable to increasing the insulation and changing windows (or adding storm windows). Simple things like door gaskets can make a big difference. In other words, reduce the heat loss and then it won't cost as much to maintain a comfy temperature.