About to start building a house as a DIY. Doing the
general contracting and some of the carpentry. Would
it be a good idea to get construction insurance? is
there such a thing? general liability but I would
think most contractors have their own insurance in that
If I have to get it for say 6 months what would be a
ball park figure?
If you are acting as your own GC, and someone gets hurt, OUR insurance isnt
the one that we use...we use the GCs..
Workers Comp....you are gonna need it.
The only time you would use our insurance is if something happened to the
home in a negative way after the work, or during the work process.
If you act as your own GC, you will be liable in most areas for workers, and
their safety...belive it or not.
I am an owner builder in Florida. A builder's risk/home owner type cost me
$1K last year. Non renueable. I got another different one this year for
$1.4K This is on a $300K risk. No liability. You can't get liability
construction insurance unless you are a commerical builder/contractor.
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