I am in house hunting for the last one month and found a suitable
house recently. I am thinking of buying it. When I went to to get the
survey map from the city governmemnt, I learned that they don't have a
record of basement finished. The previous owner who actually completed
the basement didn't get the permit for it. The basement has 2
bedrooms, one bathroom and a large family room with fire place. Is
there any risk involved in buying this house?
You comments greatly appreciated.
I'd check with the city. If the owner didn't get a permit - the finished
basement may not be up to city codes, i.e. city may require egress windows
for finished basements, etc.
Better to be safe than sorry...
The main risk is that if they built right up to the foundation you will
not be able to inspect it's soundness. That really has nothing to do with
having or not having a permit, but that would be my concern. Any decent
home inspector can tell you whether the job itself is sound or not.
The soundness of the foundation. If you can't see the walls you won't see
any potential problems. Nobody cares about the soundness of a basement
wall. It's not holding anything up so if it looks plumb, it's good.
On 13 Nov 2003 22:53:59 GMT, firstname.lastname@example.org (Patscga) wrote:
Yer not including any of the header of the message to which yer
The above is a LITTLE better...but you need to include even more of
the message that yer trying to answer.
Have a nice week...
Fighting for peace is like screwing for virginity!
That's not the issue. Most people have a reader that only shows unread
messages, so if they already read the message to which you were responding
in a previous session they will not see what in the hell you are talking
about without looking back through old articles.
Aside from the points made by others, no bank/mortgage company will touch a
property which does not have a Certificate of Occupancy on an extension, or
in this case, a finished area. Ask the current owner if he/she is willing
to do the legwork to get the C of O and pay the fines. It can get very
expensive and time consuming. If he/she won't, walk away.
That's not true at all. I sold a house last year with a basement that I
did off the books. I also know many people that have done the same thing
and had no problem. It is quite a common occurrence, legal or not.
It depends on the town. Our town requires that an inspection be done by their
building inspector and a CCO, Certificate of Continued Occupany, be issued
before a house is sold. They are looking for any open permits or work done
without a permit. They recomend you make an application for the CCO a month
before closing so you have time to rectify any problems before closing.
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