Annoying tic-toc clock.

Make it real easy for yourself; have your dividends ACH deposited to your checking account. No more worries about the check getting lost or stolen in the mail. No misplacing/losing it at home. No more needing to make a trip to an ATM or the bank. And, you have access to your money sooner.

I'm not married to my phone, I find it convenient, f****it.

Yep, you actually are that terminal a f****it.

Never said it was off, f****it.

Depends on whether its for you, f****it.

Both my main banks are hundreds of miles away and some don't have any physical branches at all.

Havent used an ATM in years now. Much more convenient to use the selfcheckout at the supermarket for the minimal cash I ever need now. I only use cash at garage/yard sales now. I pay for everything with the phone that you are stupid enough to leave at home.

You actually take a photo of it with the phone.

I don't even get one a decade.

Mine all come electronically, dinosaur.

Zero is much more convenient.

It's only 4 block away but it's much easier and quicker to use the phone than to do anything at the drive-through or the ATM and I don't like putting checks in the ATM so I never see them again. With the phone, I still have the check.

I deposit from 4 to at most 8 checks a year, almost all of them from the account at the stock broker to my checking account, when the checking account is getting low.

Since they might sit in the drawer for a month I doubt I really care how soon I have access to the money. I don't float with my mouth so close to being underwater. I like seeing the checks and sometimes I just give them to my wife. She likes that.

You folks act like I make a special trip to the ATM, I drive by it 3 or 4 times a week. Most of my dividends go to the brokerage account but I still have some shares I am holding personally. Those are the ones I get checks for.

It sounds like it was surgically implanted in your hand

Like I said some off brand bank.

Still makes more sense to have it show up in the checking account completely automatically, dinosaur.

Still makes more sense to have those show up in the checking account completely automatically, dinosaur.

Then you need a hearing aid, bad.

Wrong, as always. None of them are off brand banks, just those with enough of a clue to avoid the stupid cost of lots of physical branches and actually pay you to use any ATM in the country.

Maybe I am not sure where I want it. Like I said, sometime I give them to my wife.

Trivial to move it once it shows up.

Trivial to move it once it shows up.

Not really, without writing another check.

Bullshit. Do it with paypal, that's free and effortless.

Yeah lets just lay another layer of complexity on a situation I solve by saying "here honey" and handing her a check. She does bank on her phone. To get the money to paypal it would be a credit card transaction and I am not sure how she gets the money out since she doesn't use paypal.

With online banking, I can transfer money from any one of my bank accounts to any other. Another check is not required.

Cindy Hamilton

No complexity involved, its easier to move if using paypal than to fart around physically depositing checks, stupid.

So trivial use paypal to send her the money, stupid.

Wrong, as always.

More fool her when paying for stuff online.

Our financial situation is much simpler. One bank, one credit union, a checking and savings account in each. I was planning to close the bank accounts about the time the lockdown started and just go with the credit union.

Cindy Hamilton

Yep, any bank account in the country in my case.

Then you need a better bank, stupid.

? since Dodd Frank and they are the essentially same

Then you need a better bank, stupid.