My place had loose-fill insulation blown into the attic years back and it still felt drafty every winter. Took me way too long to learn that the fluffy stuff on its own rarely fixes a cold house. Air leaks matter more. Warm air escapes through gaps around light fixtures, the attic hatch, wiring holes and plumbing vents, and that pulling of warm air out sucks cold air in through the lower floors. Seal those first before you even think about adding more insulation.
Next thing, check the depth. Grab a ruler or a tape measure and poke it down into the insulation in a few spots, keeping clear of anything electrical up there. Blown material settles over the years so what looked like a decent job on install day can end up noticeably thinner, especially if whoever did it skimped in the corners and edges where it's awkward to reach. If it is sitting low, topping it up yourself with bags from the hardware store is very doable with a rented blowing machine, and most places lend the machine free when you buy the bags. Wear a decent respirator and goggles, keep the hose low and sweep it back and forth rather than blasting one pile in one spot. Also make sure any soffit vents aren't buried, otherwise moisture builds up and you trade one problem for another.