Don, I live in MA and under this program our health insurance (after Medicare) have gone from over $400 per person to around $185. As usual with insurance the bastards have to be sat on and their profits monitored. The real solution is single payer insurance. My late daughter spent 10 days in intensive care in a London hospital. They gave us a room to stay in while she was there, and she shared a nurse 24/7 with one other person. The best and kindest care I've seen and it cost us nothing. Don't knock all socialist ideas, some are good. EDS