Just went through this whole exercise last month, so here's the short version. Costco runs exclusive model numbers with Bosch, and the differences are usally small. Things like a slightly diffrent finish option, a bundled accessory, or a tweak to the rack layout. The core wash system and drying are the same machine underneath.
The trick I used was pulling the spec sheets from Bosch's own site for both the Costco number and the closest retail number, then comparing side by side. Takes ten minutes and answers the rack question better than any forum thread. The floor time display you mentioned is standard on the 800 line either way, so don't sweat that one. One thing that actually mattered more to me: Costco's return window is long, and thier extended coverage handled through them is different from what a dealer offers. If anything ever goes wrong, that path is worth knowing before you buy elsewhere to save fifty bucks.