He was mostly right. "replacement" or "insert" windows are a waste of
money. However, his condemnation of vinyl windows is misplaced.
GOOD vinyl construction grade windows are every bit as good as the
vast majority of wood froamed windows on the market today. Rehau
profile "hollow" window framed have steel re-enforcement installed in
them for long pieces, and I've seen as many "quality" wood-framed
windows with seal problems as good quality vinyl. I've had my Rehau
profile vinyl windows for over 18 years and have not had a single
seal failure. Friends had wooden windows installed at the same time
and have had over half of the seals fail. Another friend's cottage
had all wooden windows - double glazed sealed units with a third layer
of glass clipped into the frame for triple glazing. Virtually every
sealed unit needed replacement when they sold it last summer - and
several of the casement sashes were loose and sagging.
That said - I would NEVER install an "insert" - woodframed or vinyl.
The difference in material cost is negligible - and I find installing
a "rough in" window no more difficult than an i sert - particularly
when half the time when you go to replace a window the frame is rotted
On Sat, 1 Sep 2012 20:54:22 -0500, "Atila Iskander"
On a corporate level, you are correct. On a household level, it is
much different. The salesman makes his presentation and one of two
things happens very often.
1. I like it but my husband/wife has to see it first. Can you come
2. My husband/wife came home and does not want your product. Since
we have the 3 day rescission contract, I'm canceling.
This sort of thing happens very frequently on home improvements. The
person with full authority is always the one absent when buyer's
remorse sets in.
You only have 3 days if they showed up uninvited and sold you
something. (I think they have to sell you something that very day.)
If you called them, or iiuc did anything that could be considered an
invitation, like fill out some card at the state fair (in order to win
a dinner at some restaurant), possibly even if it didn't have the
contractor's name on it, there is no right to cancel.
This was a compassionate law made for good reasons, and I haven't
heard stories that confirm my fear**, but I fear it's caused more harm
than good. There's a legal saying that "Hard cases make bad law."
That refers to the judicial process and precedent, when a decision is
made to remedy a wrong, even though the same logic applied elsewhere
would have the opposite effect, and sometimes does because of the
respect given to precedent.
**I've heard stories about people who believe it applies when it
doesn't, but at most one who lost money because of it.
I don't see that exemption here unless you started negotiations.
There are several exceptions to
the law . There is no three-day right
of recision for goods or services
purchased for less than $25, or for the
purchase of insurance and farm
equipment. Other exceptions are real
estate purchases of less than $100 made
at a place other than the merchant's
place of business, a sale involving an
attorney or broker, and sales made
pursuant to prior negotiations at the
merchant's business establishment,
where the sale is the result of those
negotiations. Finally, the law does not
apply to sales conducted entirely by
mail or telephone, with no other contact
between the buyer and seller.
Well, I 'm sure I was right. Perhaps the law has been expanded.
Since the first law was passed in 1972, that's possible. (I lost
several years of my life in a milk-and-cookies-induced stupor.)
He agrees with me on one thing: "Many consumers
are under the impression that these
laws apply to any and all consumer
Aha, I see on the right
For a copy of the Chapter 39, Cancellation
of Certain Consumer Transactions of Texas
Business and Commerce Code:
Texas State Law Library
Post Office Box 12367
Austin, TX 78711
For information on federal cooling off laws:
Consumer Response Center
Federal Trade Commission
600 Pennsylvania Ave. NW
Washington, DC 20580
So this pdf file is from the Texas AG about Texas law. Below I'll see
if Federal law is different.
I don't see it, so I guess it's not true anymore. Thanks.
Used to be, if you called a carpet, window, or rooft guy to come to
your house and give you an estimate (price) and you signed a contract
that was an exception to the cooling off law, and you were stuck with
the contract. I think you can still waive your cooling off period
in the contract you sign. That doesn't seem mentioned in the Texas
webpage but it is in the Federal one, which might be echoed in other
There are a bunch of interesting urls, but I havent' read t hem and
don't know if they are related to this. I only post them because I
found them. I accept that you're right, and I continue with my plan
never to rely on any 3-day period.
That has to do with pension funds or similar. So it is logical to require
both spouses to be present, since thay both have rights to that pension
money. In most states.
In a good marriage, I think both spouses should have a voice in financial
matters that affect the whole household.
Certainly, but that doesn't mean that one isn't delegated the responsibility.
In the windows we just had replaced, my wife did the whole transaction since
it would mean at least two days off work for me (different time zone, even
;-). She chose the person she liked better and did the babysitting.
On Sun, 2 Sep 2012 11:44:27 -0500, "Atila Iskander"
I won't agree or disagree with others whether both should attend or
not but in my case, I prefer my wife to attend since she is a CPA. She
sorta has my back when it comes to finances tho I can hold my own.
Sure helps in tax time tho... she takes about 1/3 the time I would
take and she corrects TurboTax on occasion for our situation (not
typical and may get worst soon).
If they may not survive far less than that then they will survive just
a little less, or maybe more? ;-)
See my other response on using storms with VRW. Just something to keep
Unless it voids the warranty and/or ruins the window.
See my other response on using storms with VRW. Just something to keep
I have spoken to "a whole slew" of contractors for windows, doors and
roofs over the past few years.
Not a single one of them wanted to talk to my wife. OK, that sounds
bad. What I mean is that everyone one of them was willing to speak
with me alone and make the deal with me alone.
The last salesman that insisted on talking to both of us was an
encyclopedia salesman. I'm sure you can imagine how long ago that was!
(BTW...the windows and doors I did myself, the roof I hired out.)
1) Most windows do NOT fill the opening completely, and thus require the
equivalent of "brick molding" depending on the exterior.
2) Storm windows get attached to the "brick molding" equivalent
I fail to see why having a second covering over the window would be a
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