And if you're using WEP, someone can break all that in minutes. MAC's can be sniffed and cloned simply with passive sniffers, SSID is included in every packet sent across the air even if the access point doesn't beacon. If you're using WPA-PSK and aren't using a very complex passphrase, that too can be cracked using freely available dictionary attack tools. At least you're not among the open network drones though--kuds on that.
For you and your websurfing use. FWIW, I'm willing to be you're not getting anywhere near 54Mbps from upstairs to downstairs.
Start pushing video or a large volume of photos across to a network drive on a home network like many media creators do, or appreciate how trivially most encryption can be broken if you work with sensitive data in a home business, the case for copper becomes even more compelling.
Wireless: just because you can doesn't mean you should.
In short, I wouldn't begrudge anyone wanting to run cat5 cable.
Best Regards,
-- Todd H.