Mine was stolen 2 days ago. Police report was made. Haven't placed a
claim with insurance.
I know there's a chance I'll never hear anything. Had one stolen in '78,
still got the title. They say there's 2/3 chance it will be recovered,
possibly with serious damage.
I figure the cop might've scribbled my phone and/or the report # wrong.
What do ya do: just wait 3 days and call?
Full-size car was 15 years old, in near perfect condition, 68k mi.
Too old to chop for big $. Insurance won't pay what it was worth.
We had a 10 year old Mazda stolen and it was found in a bad part of
town on blocks with everything stripped.
Only thing they did not take was the old radio. Insurance company was
a PITA and would only reimburse for book value even though body was in
pristine condition and we had new tires. I keep cars a long time but
when a repair exceeds book value, it's time to get rid of it.
Same thing would happen with insurance if you were in an accident.
Might as well grit your teeth and start dealing with the insurance
Why anyone would pay for insurance that would include theft coverage
on a 15 year old car is the question that should be asked.
Typically, that comes only with collision insurance, which sure isn't
worth it on an ordinary car that old. Blue Book value is probably
If it's covered by insurance, I'd probably wait about a week before
reporting it to see if it is found intact. I'm reluctant to get an
insurance company involved on anything other than an actual claim
because no one knows exactly what they use to determine your rates.
I wouldn't be at all surprised to find out that if you make a claim on
this, you wind up getting <$1000 and then they jack up your rates on a
new car where you do really need full coverage.
On Nov 21, 3:43 pm, email@example.com (Doug Miller) wrote:
Yes, it's part of comprehensive insurance, but many, if not most
insurance companies will not give you comprehensive without also
buying collision. That's because if you drove the car into a tree
and no one saw you do it, you could walk away, report the car stolen
On Sat, 21 Nov 2009 12:35:59 -0600, Wilfred Xavier Pickles
It could be worse.
A guy reports his car stolen to police and report filed. Later finds
out his family member parked it down the street a little further. He
calls the police and cancels the report.
Some days later he is arrested for auto theft.
Turns out the police never rescinded the report from the computers.
Then, he gets to spend countless hours having the felony arrest
removed from his record.
Sounds like he was subjected to a false arrest. If he had contacted a
suitable attorney, he would have had law enforcement bending over backwards
to help him out.
Unless that is just a made up story.
Oh, I suppose it may have happened somewhere at some time- almost
everything has, after all, and BOLO information is notoriously
unreliable due to the zillion different agencies involved, each with
their own systems feeding into it. But I think it is mainly urban
legend, helped along by TV shows and FOAF.
On Sat, 21 Nov 2009 19:38:36 -0800, "Jon Danniken"
I would not pay for an attorney if I reasonably expected the local
police to remove the report from theft to recovered.
I say get a receipt from the local PD that the report *has* been
I do not have a link for this story, but it is not made up or
Wait until your other records are compromised. Just saying.
It is an urban legend. Even the dumbest cop is not going to arrest
the registered owner of a car that he is driving for theft. Even if
he did, the desk sergeant would ask WTH are do you think you are
I worked all aspects of of a jail from intact to release to court
bailiff to running records and I can assure you that there are so many
places someone up the line would have a cop who did that lined up
against the wall...
Even the mere arrest if it were to ever happen does not get into the
criminal system until it has been approved by at least a shift
I retired after 25 years. Met some of the dumbest, stupidly acting
people I every saw. Even management folks that were saving the world.
At the Lieutenant level I called some bosses out for a dance. They
were wrong, plain and simple.
It is about common sense.
Why not? When mine was stolen, I called the police the moment I discovered it
gone (1:30 am), and the insurance agent as soon as the office opened.
And the first question the insurance agent will ask is why you waited so long
to tell them.
Call the insurance company now. Tell them it's been stolen. They'll ask you
how long you want to wait to see if it's recovered before they pay you off.
If the insurance pays you off, then they own the car. You'll have to sign the
title over to them before they'll give you the check. You may want to wait a
while to see if it's recovered, though, then make a claim for repairs of any
damages that resulted from the theft, rather than having the whole car paid
On Sat, 21 Nov 2009 12:35:59 -0600, Wilfred Xavier Pickles wrote:
Call the insurance folk.
Had mine stolen once, never heard anything back of course - got the
impression that the cops had better things to do and knew they didn't have
the resources to try and find it, plus chances were it had been parted out
I had it on an agreed-value policy and the insurance coughed up the full
amount within a week, so that side of things was good, but I still lost
out a bit because I had a bunch of tools and stuff inside when it was
If it goes on a list and if it turns up they give you a call. If its
involved in a crime reporting it stolen may help keep you from being
involved. When my 65 Impala was stolen the police and wrecker did more
damage to it than the people who stole it. The guys that stole it just
drove it until it ran out of gas and parked it beside the road. The
wrecker guys smashed a rear 1/4 panel and the police covered every
inch of it in lamp black lifting figure prints. I found later that
they used the car in a training exercise to teach new investigators to
Yeah, it's stuff like that that scares me, and why I posted.
Some cops and their associates are out there doing a good job,
exactly what they're supposed to do. Others do damn near
anything that is convenient for 'em, legal or not.
I talked with a desk cop. She said they'd call me direct if
they found it, plates intact. If someone pulls the plates,
they'll tow it. Local police -and- tow co. are presently
under fed investigation: some have left police, others may
be in jail or awaiting sentence.
Chuckle. In many college towns, towing and auctioning off 'abandoned'
cars from on-street parking has been a racket for decades. They
carefully under-publicize the 'must be moved every 72 hours' rules, and
the kid goes home on holiday, and when he gets back, his car is gone. If
it is a beater (like used to be common with college kids), it may not be
worth the ransom, and the tow company gets a free car in exchange for
their inflated daily storage costs.
Sounds like the usual rip off. In the late 60's a friend had a 56 Chevy
stolen in North Carolina where he lived. About 5 months later it turns up
in South Carolina. It still had the origional tag on it and had been in
storage for several months. Cost him a bunch of money for storage to get it
Cop called, got me out of bed Mon. 11-23-09 1:30 AM. I took a cab
to a shotgun 'hood where they were "processing" the car. Driver was
charged with "Tampering ...".
Gar. door opener
front license frame
Plastic seat control frame
contents tossed, some in car, some in trunk
They even pulled the seat covers off the front seats (I dunno why).
I thanked the cop that had the Stanley gar. door opener, thanked
the other cop whose brother needed a front license frame, and drove
Take me weeks to replace stuff, get car back to "normal" (if thats
possible). But I was -lucky-: they coulda burned it, drove it into
the river, give it to a relative in another town, etc etc.
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