Not sure what your experience might be, but my recollection is that Phormium hybrids, like 'Sundowner', 'Apricot Queen', 'Maori Maiden' can't stand temperatures below about 20 F.
I'd probably do what I could to protect the growing crowns, including tying leaves up over them.
As long as drainage is good, you could very well have root hardiness somewhat below that temp, although the foliar growth maybe damaged. Wait until all chance of severe weather is past and temperatures (including the soil) warms up. Then cut the foliage back to the ground. If the roots remain viable then the top growth will resprout. Looks pretty funky for a few months, but by midsummer, it should look like a phormium again. Unforunately, snow damage (bending) doesn't always rectify itself. If the top growth hasn't been cold damaged - you'll know, the blades will shrivel and turn brown/black - then you can trim back the blades most affected. Almost like thinning the plant out..
I'm looking at that for a large 6'x'6 one myself. Temperatures into the teens last week, then snow, then an ice storm.. Luckily, the smaller ones seem to be unaffected.
They are reliably winter hardy to zone 8, 20F. Many of the hybrid cultivars (with P. cookianum parentage) are somewhat hardier, specially if drainage is very good. These originate from high mountainous, even alpine, areas of NZ and can tolerate quite a lot of cold weather.
What you say is true. Phormium cookianum ssp. cookianum occurs in the highest altitude regions of New Zealand and would be the most tolerant of cold. The problem is identifying the cultivars of Phormium cookianum ssp. cookianum that are specifically the most cold hardy. Much experimental testing for cold hardiness needs to be done. An effort should be made to produce improved cold hardy cultivars.
There are many Phormium cultivars in the trade but most of them, especially those of P.tenax, would not be expected to be cold hardy.
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Wardle, P. (1979) VARIATION IN PHORMIUM COOKIANUM (AGAVACEAE). New Zealand Journal of Botany 17 (2): 189-196.
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