Actually, looking back I see I did miss one part -- the posting I replied to was (attributes were lost earlier)
My response was directed to the 401k portion and I missed the latter portion of the first quote after the "or".
My response did, in fact, agree that one can withdraw 401k monies early in lump sum, only noted that there are potentially seriously economic consequences of doing so prior to reaching age 59-1/2.
This is _so_ OT, I'm retiring (so to speak :) ) from further watching this thread...
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