That was general statement, not saying run a ring in the garage. Although, no reason why you can't.
Not if you take it directly after the meter it is not. What you are saying is that all homes would have again breaker between the meter and the CU. No need as the CU has one.
An that same fuse would protect the cable to the garage CU, if the supply was taken this way. It's main protection would be the main breakers and collective breakers on the garage CU.
The delivery capacity of the supply with the main fuse is vastly larger than the current carrying capacity of a cable that would be used to run a supply to a garage.
The cables *downstream* of the garage CU are protected by the MCBs installed therein.
And the MCBs also prevent a large load on the supply cable.
If the garage CU has a 30A ring and A lighting circuit, then the supply cable should be rated more than 35A. Then the MCBs protect the supply cable. Get it? Think about it. Nah, don't think, it is fatal.
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