You are right, a typical 16th edition "split load" CU would have one RCD protecting some or all of the socket circuits, and typically anything else not on the protected side. These are not what most would understand as a "whole house" RCD install though.
IME many of the "converted" whole house RCD installs are pre 16th edition (quite often long before 16th edition!). Often Wylex a BS 3036 re-wireable fuse boards, where they were upgraded with a front end RCD to feed the whole CU.