Water Bill

Yes, pretty much what I had except I was in a state government super scheme. $ for $ matching up to the limit I was able to put in, 9% IIRC. Difference was, I had *no control* over how and where it was invested. That said, the investment management was extremely good.

For us it was 55 though for some it was beneficial to retire at 54/11. That is age 54 and 11 months. I didn't get the option as I was fully retired at 50 and off work on sick leave for some 2 years prior.

We had the option of converting it to part lump sum, part pension. Everyone's circumstances are different so the ratio varied. Mine, for instance, was 100% pension and I had no choice in that due my reason for retirement - disability. It worked out well for me except now I have difficulty getting any govt benefits at all.

It doesn't. Been there, checked it all out. Works out quite a bit more expensive and would require a car rental at the other end.

It would appear so.

It's a bit different to what I had, a defined benefit scheme, and I had no control over fund management, not even risk management.

Bullshit with fuel alone.

Nope, you can use uber.

Yes but you didn’t have self managed super.