It is refreshing to know there are still people that use a Ouija board. The rewire included a couple kitchen circuits and a laundry circuit, amongst other additions.
Insurance companies don't know if modifications to old 2-wire tar/paper jacketed Romex was done correctly either.
Still missing - the actuarial data that shows K&T is a significantly larger problem that other older wiring. What has been shown is that an insurance company, when challenged, did not provide that data and was ordered to provide insurance. And that State Farm had a surcharge in MN that it was ordered to drop because it had no substantiating data.
How about the PA houses (perhaps hallerb's) where inspection was never required. Should an insurance company insure them? Are they safer than a house with K&T where work was inspected?
How many houses are there with a 30A 120V service? You will probably have to look real hard to find a K&T house that has not had major additions. (It should probably be on the national registry of historic buildings.)
How many houses have "unmolested 2-wire tar/paper jacketed Romex". Where is the data?
Ouija board again? Maybe you borrowed hallerb's?
It can be very large potatoes depending on the construction and what is being done. For instance replacing ceiling lights and wall switches on a
1st floor when there is a 2nd floor is a major job. (This is obvious in a recent question from blueman.)