If you are buying directly off the internet, there is probably no agent
involved (nor will there be if you try to collect), which would be a
I would suspect that also some of the coverages are limited in one way
or another. The only way to check that would be to ask for a copy of
the policy and read it very carefully. Unfortunately, I think it is
safe to say that most of us can't read well enough to plow through all
the carefully constructed language in there, and we don't find out what
is uncovered, or how the coverage is limited, until we make a claim.
Lee Carkenord wrote:
SPAMBLOCK NOTICE! To reply to me, delete the h from apkh.net, if it is
I have had several claims the last few years (trees on the house from wind
storm, trees on the deck from ice storm). My insurance company paid promptly
and reasonably. I have no idea if they are cheapest and don't care either.
So, my advice is to go with one that neighbors say nice things about and
forget anything over the internet.
HomeOwnersHub.com is a website for homeowners and building and maintenance pros. It is not affiliated with any of the manufacturers or service providers discussed here.
All logos and trade names are the property of their respective owners.