Be a little slower with the term "lie". He might merely be mistaken. But he's
not, entirely. It varies from state to state. My state, Texas, is a
non-recourse state. They can foreclose on the house, but can't come after you
for the balance. There are other states as well. See
There is some difference between in the house and in the yard but the
answer is pretty much "yes". (with the new stand your ground law)
If it was at night and the kid brought his baseball bat with him it
might not even get to court.
You still need to demonstrate that you felt threatened but that is a
pretty low bar, particularly if you are the only witness.
It is just an illusion. They put price stickers on things and people
believe that must be the best price they can get. If they are offering
90 days (or a year) same as cash, there is some money there that you
can get back for cash. The salesman may not be able to do it but a
They may give you a discount or they may just throw something in for
free that you would have had to pay for. In the case of the last
furniture we bought it was delivery and set up, normally $50 at that
No, not socialist at all. The manufacturer controls the price, not the
government. Examples of controlled price products I've purchased recently,
Festool and Electrolux.
A manufacturer CONTRACTS with retailers to represent him. Part of that
CONTRACT is that the seller will not sell the widget for less than $x (or
sometimes exactly $x). The intention is that competition is based on service,
Exactly the opposite, actually. It's a contract, freely entered, between the
producer and his agents. "Socialist" would be the government dictating the
terms of this contract. There is no requirement that the eventual buyer enter
into this contract. There are other products to buy, almost always cheaper if
that's what you want. As usual, harry, you have the world upside-down.
On Sun, 26 Dec 2010 11:05:27 -0600, " firstname.lastname@example.org"
If I wanted a rebate for not using the "free" financing on a vacuum
that was price fixed, I would have him throw in a couple boxes of
bags. We both understand there is a cost associated with free
On Sun, 26 Dec 2010 12:32:34 -0500, email@example.com wrote:
My refrigerator doesn't use bags. Neither does my dishwasher. ;-)
Certainly, but it's not the same people paying. The retailer, in the above
case, is contractually bound to the pricing. In other cases, the interest is
being paid by the manufacturer (who doesn't see your end deal), by &bigbox
home office, or by the "bank", knowing that enough idiots won't pay on time to
make more than enough money to pay the interest for those who do. It's the
same deal as cash-back credit cards. I'll take their free money, too (though
not as much as I should).
On Sun, 26 Dec 2010 12:07:06 -0600, " firstname.lastname@example.org"
You were talking about price controlled products and gave an example
(Electrolux) that I accepted as being true). Appliances like fringes
and dishwashers are more like a Mexican market. Nobody pays full price
and everything is negotiable.
With CDs and money markets paying fractions of a percent I would
rather have a box of vacuum cleaner bags. ;-)
On Sun, 26 Dec 2010 14:42:01 -0500, email@example.com wrote:
Electrolux makes high-end consumer kitchen appliances, in Tennessee, BTW. They
*are* price controlled. No one will give a dime's discount, or risk losing
The only money I have in such things (worse, a savings account) is emergency
money (though probably more than I should).
Again, they don't fit my refrigerator. I don't even know if we have a vacuum
cleaner that uses bags. ;-)
Irrelevant. It's usually not the retailer offering the financing deal. You
can try to squeeze that buffalo all you want but you won't get anything out of
"Dickering" is what you would call it, harry. "Haggling" would be more common
on this side of the pond.
On Thu, 30 Dec 2010 07:37:26 -0800 (PST), " firstname.lastname@example.org"
Depending on where you live, the excess supply of houses was estimated
to be between 5 and 10 years in 2007. They simply built too many that
were gobbled up by speculators believing things would always go up.
They are still working through that excess inventory.
If they drop the mortgage deduction on second homes that will get
If the mortgage deduction on the primary home was dropped you would
see another 2007 type crash. At that point the only people who would
get a deduction would be landlords on rental property (Schedule C
business expense). One of the biggest tax incentives to own would be
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