I can't find the thread, but somone suggested Gboard for a cellphone spoken keyboard, and I tried it today. It works great. Just talk and it writes! No misspellings. Thanks again.
There are competitors but I don't see the need to try them. This one is free and the only hard part is finding the microphone icon. It's on the virtual keyboard (there is no icon on the homepage.)
Now I don't need to buy a keyboard for my friend I was telling you about, or for myself. Or for a tablet if I get one.
There is also, for Windows, Windows Key + H, which I've used once and it worked great too.
I didnt' try to put in punctuation in Windows, but on t he phone it worked just as supposed to.