So last night at about 11PM, I decided to start my bathroom caulking project by doing the easiest run first: The intersection of the tub and the linoleum floor. It turned out to be a mess. Even though I have read everything about caulking in this group for the last few weeks, read the sites recommended, and viewed numerous videos on YouTube, I smeared GE Silicone II a good half inch over the floor.
Maybe practice makes perfect, but I still cannot determine why the finger thing works for some and not for others. Wetting my finger sure made a big difference. The joint between the tub and the floor was not uniform, and it was a larger joint than some, but there was just no way for me to get a uniform bead. My next step is to try using tape on the remaining joints. In addition, I may go back to Home Depot and get one of the tools that someone here recommended.
One thing I did notice is that some of the YouTube caulking joints are not as clean as they seem from a distance. A lot of them have smearing, as well. Now when I visit other bathrooms, I guess I'll be looking over the caulking jobs. My goal is a very professional looking caulked joint.