What you are talking about is the relationship between voltage and current. If I put capacitance or inductance in a linear system, it changes the phase between the voltage and current. So, as you put it, they don't reach peak or zero at the same time. When plotted, the current and voltage are out of phase by a certain number of degrees. Whateve that shift is, you can describe it in degrees.
The phases under discussion here are pure voltage waveforms and are present without even having a load. With a
240V service, you have identcial sine waves which are mirror images of each other, between either hot and neutral. Take a sine wave and shift it by 180deg, ie one half cycle, and that is exactly what you have. So, you have two voltage waveforms that are 180 deg out of phase with each other. Hook up an oscilloscope and you can see it. Yet some are arguing that this then just becomes "it's just a negative", it's a case of plus and minus, etc. and can no longer be described as two phases which are 180 deg out of phase. Yet, there they are on an oscilloscope. Maybe someone can tell us this:I can see these two distinct phases on those 3 wires of the 240V service with an oscilloscope. With 3 phase, I could do the same thing on that service and see 3 different phases, each seperated by 120 deg. Why is it that in the latter case, those on the other side of the argument here say there are 3 phases present, but in the former, there are but one, not the two on the oscilloscope? Posters dpb, Jeff and David and myself would describe both those services, their phases, in a consistent, logical manner.
Usual disclaimer: I did not just say, nor have I ever said that a
240V service is called a two phase service.