Regardless. If my installation allowed my wife/adult-son to energize a line from the home generator because I didn't bother installing a positive disconnect, and it killed an over-worked, tired lineman who missed one step in his safety procedures, the guy is still dead. Or some stranger touched a down line at an accident scene, that was supposedly switched off by the utility but wasn't actually de-energized yet because of my generator, they are still dead.
And regardless of lawyers, wrongful death suits, contributing factors, or any other 'paper excuse', someone ending up dead because I skimped on a safety feature, isn't going to help me sleep at night.
Some of us care more for our fellow man than to just say, "Well, they obviously didn't follow procedures", or "Another candidate for a Darwin award." Maybe you should go tell the widow of a dead lineman who was working for 20 hours trying to get people their power back, how it's obviously her spouse's fault that he's dead. Or the widow of the rescue squad guy that touched a live wire after the utility folks pulled all the fuses, trying to save someone else's life that they deserve the "Darwin Award" for the year.
daestrom