He is right about Germany as far as the 3 phase is concerned. 3p wye
400/230 at 62 amps is pretty common for a dwelling. Also throughout a lot of Europe and UK you might be seeing 230 single phase (derived from that 400/230 wye) as low as 25a serving a dwelling. My Austrian friend wonders what the hell the average American needs 48KVA for. This was in a condo sort of place we rented in New Zealand. You can see there is a hot and a neutral (red&black) feeding the RCD and a green wire ground that is not shared with the neutral but this is a sub panel so I assume the service could just be 2 wires. Maybe Bod can weigh in here since he lives on that side of the ditch. My knowledge of that is fairly limited. I do know plenty of guys on my EC group who can fill in the blanks tho.