Riding mower

Tired of pushing the mower. Have priced riding mowers. Don't need anything large. Only 3/4 of an acre to mow. Must be a low rider as some of it is on incline. Don't want to topple over.
Other wants: tow capability, standard mower oil filter, 19 hp or more, 42" cutting swath or bigger, retailer provided extended warranty, less than 1200 bucks.
Best time of year to buy one? Which one? Dave
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