The plywood doesn't change anything, unfortunatley. The rule is about accessible attic spaces where the cable runs across framing rather than along it. If the cable runs perpendicular to the joists, it has to be protected, and decking on top doesn't count beacuse the cable sits above it right where feet go. I ran into this exact thing in my own attic a couple years back and ended up pulling the decking section up rather than trying to build around it.
When it runs along the side of a joist, stapling is fine on its own, no extra protection needed. The rule only kicks in when the cable crosses framing instead of following it. So the cleanest fix is to lift a section of that plywood, staple the 12/2 to the side of the joists underneath, following the framing the whole way, and then put the decking back over it. A little extra hassle now but nobody can ever step on it and the inspector will have nothing to say about it. If you relly don't want to pull the decking up, the other approach people use is building guard strips, basially running a board on each side of the cable so it sits protected in a little channel. But you'd be building a little tunnel on top of the decking, which eats headroom and looks janky, and you'd need to make sure it's built right where the cable crosses. Pulling up the decking is honestly easier if the sections are screwed down and not too many. One thing to check before you start: whether that attic area is considered accessible, meaning reachable from the hatch or scuttle opening. If the crossing section is way out at the far end where nobody can get near it, the protection rules are more relaxed. But if your shortest path is anywhere near the access point, just plan on running it along the joist sides. Take a couple photos before you cover everything back up too, makes the inspector visit go faster when they can see what's under the decking.