I purchased a house and it is required to buy flood zone insurance
which costs $2000 per year. but i heard this area never been flooded
for the past 30 years. can i request to remove the flood zone
requirement? how can i do it?
Might want to look around for other options. I pay less than $400 here
Is it the mortgage company requesting it?
Look at the flood plane info in your area.
If not in a flood plane, ask why you need to insurance.
$2000 is a bit high. Unless you live in a multi million dollar house.
I believe the reason you have to pay this insurance is because you
have mortage. flood zone is determined by FEMA, there are some chances
you can request flood zone reconsideration through negotiation with
here is the webpage can give you answers:
Let me know if you have any other questions
Jay Zhu, P.E
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