Does any one know of a UK insurance company that will offer reasonable
insurance for a start-up company offering pick up and deliver ironing and
home cleaning services.
There are many companies offering this type of service but when I have
enquired they want £200-£300 for 1 person, and over £1500 if we have a few
girls working for us.
Don't know about UK. Seems to me that the ironing pick up service is nothing
from an exposure standpoint. You could wreck, lose or mix up some clothes,
but wouldn't expect the insurer to worry about that. But if you're sending
employees into homes to clean, then you have potential damage to property,
breakage of valuables, theft, and whatever other bad things happen in the
cleaning business. (maybe assault arising from arguments, eg)
I have the same problem, because of the "slip and trip" brigade my PL
insurance has risen by 2000% over the last few years, also startup is seen
as an even bigger risk due to percieved inexperience of the company, or
someone and his/her mates out to make a quick and easy insurance claim
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