I have a tiny brick bungalow in a very quiet neighborhood in a large midwest city.
Crime is down. Weather damage is minimal. There's really nothing goin' on here.
Haven't had a claim on my homeowners policy in 10+ years.
State Farm automagically jacks my HO coverage up 3%, and the premium 10%. I can find no rationale for such increase.
I think they wanna be like health ins., have a "License To Kill" re premium increases.
Anybody know of HO ins. companies that are -not- commiting unnatural acts with premium increases?
Thx, Puddin'
"Mit der Dummheit kaempfen Goetter selbst vergebens!" -Friedrich Schiller