Let me guess, a stray pig got inside your fan............
Seriously, you can often oil those "sealed bearings" by filling a medical syringe with some thin oil, and squirting it in the motor bearings. Of course the bearings might already be worn and it's too late to do any permanent repair. But the oil can make that motor last a few more months or so. (Or years if you oil it regularly).
Sealed bearings are just "planned obsolescense". The only advantage is for the manufacturer, because they can get you to open your wallet and buy another of their short lived fans or other products (with motors).
Note: If the bearings have a rubber-like material around the shaft, you can often pierce that material with the syringe needle and inject the oil. If there is a hard plastic around the shaft, use a very thin drill bit to CAREFULLY make a hole to squirt the oil.
# Syringes can be purchased at pharmacies or farm supply stores.