i had a gerard roof put on a few years ago. it was about 1/3 more than the high rated arch. shingle. i talked to the roofer last month and he said he has not done any metal roofs lately do to the cost of metal. the price has gone up 2 to 3 times. my insurance did not give me a break i live in central ohio. but some insurance co's do give breaks to areas where fire and wind is a big possibility. good luck i am happy with mine.
I had a Gerard roof put on about six years ago. Probably cost about the same as the heavy shake it replaced. Expensive but my insurance gave me a 27% discount on home owners insurance because of the class 4 hail resistance (In Denver area).
I put on the ones that look like tile (Cyprus color). Many can't believe it's not tile until they look close.
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Looks a good as the day it was installed. I think it really enhanced the value of the house. Looked at concrete tile but it was too brittle and Clay tile was too heavy.
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