OT: Very, very short term car insurance

If the requirement was to insure it at all times it would not have the 'if' clause.

The car must either be taxed or SORNed. Continuous insurance enforcement simply means that if the car is taxed you must insure it as well. If it's permanently kept off the road you must SORN it (or continue to tax and insure it, which would only apply in limited circumstances, valuable cars in storage for example).

It does.

Not true. a car off the road may well be insured but not taxed. Tax and insurance are requirements for being on a public road. Off there both are optional.

Yes, you are absolutely correct. Brain fade on my part.

Insurance is only optional if the car is SORN as Ian's link set out. Or if you find that ambiguous see

My deceased neighbour, whose family have put the car securely into the garage, received a letter threating a penalty if immediate action wasn't taken as the car was listed with no insurance and not being SORN'd.

It came from askMID - refer askMID.com

They'd have difficulty chasing the registered keeper unless it has been updated!

no *one* checks, but a computer does

fines are automatically sent out for cars without insurance that are not SORN

I'd have thought that anything towed needs something as I know of several people with pretty naff tyres on their caravan being told it was illegal. Brian