Today I have taken delivery of a fairly cheap panel light fitting. It is around 30cm in diameter. The construction is plastic with no accessible metal parts. The electrical connection is via a 100mm stub of two core wire BUT with just about enough clearance between the ceiling and the light fitting to use a very small 2/3 way chock block or a few inline waggo 221 connectors.
I don't have a problem with this as the ceiling rose that was once fitted has been replaced with a junction box in the loft and I only have a one length of wire coming through the (bedroom) ceiling.
I do wonder how the average DIYer would cope with fitting this type of light fitting and what bodgery would be attempted when they found out that there was no space for a ceiling rose AND no space to replace ceiling rose connections with alternatives on the underside of the ceiling.