I've been quoted £125 for supply and installation of 350mm loft insulation in the roof of our 3 bed semi, (includes a grant based discount). This seems like a remarkably good deal, and it doesn't seem worth getting my hands dirty for this kind of money, (so much for DIY!) Before I proceed though, I've got a couple of questions that I hope the collective massive can help me with:
The upstairs lighting cable needs replacing, (currently stranded aluminium with no earth). I've seen this question asked before, but have not found the answer as to; whether or not lighting cable fixed to rafters on one side and then covered with loft insulation needs derating. If so then I guess the derating factor is 0.5. My thoughts are 'yes' that this counts as being totally enclosed in insulation, but I have also seen it suggested that having the rafter on one side means that it is *not* totally enclosed in insulation. - which is it?
Secondly, I will wish to board part of the loft after the insulation is applied, and the insulation guy suggests putting the boards on the insulation and screwing *through* the insulation to the joists. Does this seem OK, or should I clear a path through to the joists for a wood-on-wood joint? Also I read a lot of talk about vapour barriers under the insulation, but am still unclear as to whether this is really necessary or not!