KenK:
I would buy the electrical heating cable, wrap it around your exposed piping and then insulate over the wrapped pipe.
Water is strange. When you cool it, it shrinks all the way down to about 4 degrees Celsius above freezing, or about 39.2 degrees F. Then, upon further cooling, it expands very slightly as it approaches the freezing point of 0 deg. C (32 deg. F) and then expands by a whopping 9 percent as it freezes. However, once frozen, further cooling of the H2O causes the ice to shrink, just as normal solids shrink as they are cooled.
'File:Density of ice and water (en).svg - Wikipedia, the free encyclopedia'
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The point here is that the damage caused by freezing water to masonary, plumbing pipes and everything else, occurs at MILD temperatures, not the bitterly cold temperatures you might expect. H2O expansion from 4 deg. Celsius to freezing generally doesn't do any harm because the water can still flow. However, as the water freezes at 0 deg. Celsius is where the masonary and plumbing pipes crack and the potholes in the road get bigger. Below freezing, the ice shrinks as it cools, thereby relieving the stress previously caused by expansion during freezing. So, if you can get past the freezing point without damage, then further cooling will actually relieve the stress in the pipes and masonary as the ice shrinks, not worsten it.
So, Ken, I'd like to be reassuring you that you have nothing to worry about, but I can't do that. Freezing damage occurs at the freezing point, or the mildest temperature that ice can exist, not at the bitterly cold conditions that generally don't occur where you live. And, you run the risk of cracking a pipe both as the water freezes and as the ice warms back up because the ice will be at it's minimum density (or maximum volume) at the freezing point in both cases.