Anyone in that belongs to AARP useing there home insurance program they use
the Hartford Ins Co.
Is it difficult to settle a claim.
I got a quote on both of my vehicle's on line and its a nice deal. If they
will pay when you need them.
My mother uses this insurance through AARP. She had a major plumbing leak
last year. Her local agent was very helpful, she is happy with the repair
work, the paperwork was minimal, and the contractors were paid. I think that
you should try to get some info on the local agency who will handle your
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I have both homeowners and car insurance with Hartford through AARP.
Very satisfied . I have had them for over 10 years. Had someone side
swipe a vehicle I had. Settled and check in the mail to me in 3 days.
I have also found their premiums cheaper for my vehicle and homeowners
ins. than any other insurance company around in comparison to friends
with the same coverage.
They have agents all over the country.
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I have both car and home with the Hartford. When my windshield broke the
day before leaving on vacation, they had it fixed at my work the same day.
See if you can get a price from a local agency. AARP is higher than what I
pay through my agent.
This is Turtle.
Here is a little story and not any advertisement at all except what happen on
lt. About 3 years back we had a hail story here in Louisiana and My father, My
friend, and Myself was all owners of houses that the hail took out the roofs of
the houses. My Father had Hartford through the AARP, My Friend had GIECO , and
Myself Had State Farm ins. My Father had a new roof put on his house and done
with in about 30 days. My friend had a little trouble but settled up in about 4
months. Myself had hell in collecting and 10 months later had to hire a Lawyer
to collect. I had to pay the law fees for the payment was 1/2 and not none
payment. The bill was $5,400.00 and I collected it but I was out the $450.00 Law
So I don't know how to explain this but just look at it pick out what you want.
They're sometimes almost OK IFF you live near one of their
"centers". Did you check where you'll have to take your vehicle
if you get into a scrape? When I checked that, I left in a hurry
and my wife uses their stoopid little 6-banger calculator they
rewarded us with. Only, I went directly to the company instead
of using AARP's information. Same place AARP sends you, but
Tell them you just bought a car and don't already own one and
you'll get an "interesting" response.
The location of their "center's' doesn't interest me.
Here in Connecticut, we can take a car to the shop of our choice for
repairs - per Insurance Commissioner's rules.
It's then up to the underwriting company to send an adjuster to that shop.
If you really push the issue, I suspect that it's the same in most states.
As for buying a car and not already owning one - most companies classify
such a driver as "new", even if they may have had a license for 30 years. In
such cases they often charge higher rates or don't want you at all. To them,
you have no track record.
It's like trying to get a mortgage without ANY credit history - that can be
worse than having bad credit.
These days, having a break in insurance coverage, whether its home, auto or
health, can be the kiss of death when trying to
again become insured.
I've been without health insurance for almost 5 years now. It's no
longer affordable ($1200 a month) for my family, yet the rate
continues to soar. I was able to get a lower rate for home insurance
by increasing the deductible to $1000.
Not a bad idea, re: raising homeowners deductible. You almost certainly
wouldn't want to put in a claim for less than that anyway, since filing claims
on H.O. insurance has a definite negative effect in the future. (Raised
premiums, cancelling policy, etc.). The insurers all share claim histories with
a database the industry calls "CLUE".
I've heard a lot of positive reviews about this service. I, myself, do
not have it b/c I simply haven't looked into switching my current
service, but I've heard good things about AARP's relationship with
The Hartford doesn't get very high ratings on the 2004 J.D.Power
Look at the overall ratings. of 16, four placed higher, two placed lower,
nine were rated the same. In auto, the are part of 12 of 22 in the average.
5 of 22 placed higher, 5 also lower.
While not the best, I'd conclude they are OK, better than others. In the top
six for pricing of auto.
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