*Sigh*. I guess I should have said, a "genuine certificate".
If you're going to postulate things like forgeries, then, yes, all bets are
Just like if you call the "agency listed on the certificate", and it's been
doctored to the crooked contractor's wife's cellphone.
BACK WHEN I WAS A CONTRACTOR .........
and bread was a quarter ..........
and it was two miles uphill to school both ways .............
But, I digress ............
I was a steel erection contractor for nine years in the State of Nevada.
At that time, it was standard practice for the homeowner/property owner to
request for free, a copy of a current certificate of insurance from the
State Industrial Insurance System. Or the contractor would request it to be
sent to the HO/POs address. It was mailed directly from the SIIS to the
Now, the system has changed, and it allows for HOs/POs to be self-insured,
and to use insurances other than the State System for worker's compensation.
So, I don't know what the procedure is now.
But it is a VERY good idea to get a cert directly from the agent, or the
agency, as they are VERY easily forged, altered, or created on a computer
I don't know what I'd do with this guy but on advice of lawyer sons,
I've increased my homeowners and car insurance liabilities to high
levels. There are a lot of suit happy people out there that look for
opportunities to win the lottery from people like us. Sons also
recommend getting proof of insurance from contractors.
It is easy solution. Don't do business with this guy. Let others
benefit from his obviously excellent skills while you hire some
incompetent deadbeat that couldn't build a dog house, but is willing
to sign your riduclous contract.
There is nothing wrong with your statement. Well maybe it could be better
Move on and find someone who has insured subs and laborers.
This is a lawsuit looking for a place to happen.
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