Hiring a contractor - insurance issue

wrote

BACK WHEN I WAS A CONTRACTOR .........

and bread was a quarter ..........

and it was two miles uphill to school both ways .............

But, I digress ............

I was a steel erection contractor for nine years in the State of Nevada.

At that time, it was standard practice for the homeowner/property owner to request for free, a copy of a current certificate of insurance from the State Industrial Insurance System. Or the contractor would request it to be sent to the HO/POs address. It was mailed directly from the SIIS to the HO/PO.

Now, the system has changed, and it allows for HOs/POs to be self-insured, and to use insurances other than the State System for worker's compensation. So, I don't know what the procedure is now.

But it is a VERY good idea to get a cert directly from the agent, or the agency, as they are VERY easily forged, altered, or created on a computer these days.

Steve

"Oren" wrote

Oren and I live in the same state. In the past few years, the contractor's board has come down with both boots on unlicensed contractors.

It was changed from a misdemeanor to a felony.

AND, now, merely offering to do work, even if NO work was performed OR money changed hands, it is considered to be contracting.

Sure jerked a knot in a lot of monkey's tails around here.

Steve

It is easy solution. Don't do business with this guy. Let others benefit from his obviously excellent skills while you hire some incompetent deadbeat that couldn't build a dog house, but is willing to sign your riduclous contract.

I don't see anything ridiculous about requiring that a contractor carry adequate insurance.

There is nothing wrong with your statement. Well maybe it could be better worded. -:)

Move on and find someone who has insured subs and laborers.

This is a lawsuit looking for a place to happen.

Colbyt