Andy writes;
If your existing breaker panel has a second set of lugs on the main input for going to a second panel, I would use these. Be sure to use the same wire size that goes from the meter to the main panel to go from the main to the second panel. It isn't far, and won't cost much. Probably something like 2/0 , if memory serves, and carry the neutral and ground and both sides of the line. Do not use a new ground rod for the second panel, but put a BIG neutral, like #6 or bigger, between the two panels.
Use both phases of the input and try to put about half of the breakers in the new panel on one line and the other half on the other. They will all work on one phase, but dividing them is a better way to do it.....
Andy