Do you have skunk insurance?

"Driven out of her home by a skunk's powerful odor, Vicki Royal plans to move back into the Highland Park residence this weekend, two years after the family evacuated amid a legal battle with their insurance company.
"Royal can't blame the skunk for all the havoc that followed, though it is tempting, considering her impending divorce, breast cancer diagnosis and trashed credit record...",0,5875498.story
Insurance has already paid over $500,000 to rehabilitate the house.
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